Enter your check and credit card transactions through your own secure Internet connection from wherever you are — at your place of business, your home, or through your laptop at a tradeshow or client site. The Virtual Terminal, which is included with every payment gateway account, is a stand-alone solution, allowing you to authorize and capture mail order and telesales check and credit card transactions. Payment gateways are more flexible than physical terminals because you can access your Virtual Terminal via an Internet connection from any location, at any time.